To implement our management philosophy and realize the vision, we are guided by, and base our behavior and decision making on, five core values: Customer First, Daring Execution, Communication & Cooperation, Respect for People and Go Global. Internalization of the core values across the organization to measure the level of implementation and identify areas for improvement is a good example of putting the value of challenge and cooperation into practice and forming an organizational culture where our customers and members are fully respected. By ensuring that the five core values are shared extensively with our members and are fully internalized, we will enhance the sense of community and cohesiveness and eventually achieve the goal of sustainable growth and development.